Using the words in parentheses, complete the text below with the appropriate tenses the Past Simple, the Past Continuous, the Present Perfect or the Past Perfect.

1. When I… (arrive) to the bank yesterday, I discovered that all my money on my bank account… (disappear).

2. By the time I got to the office, the meeting … (begin, already) without me. My boss … (be) furious with me and I … (be) fired.

3. The first computers… (be) simple machines designed for basic tasks.

4. Yesterday, I … (drive) to the bank. I …(open) a savings account.

I … (give) my social security number, and …(sign) the application. There …(be) no fee for the savings account.

5. When I … (walk) into the busy office, the secretary … (talk) on the phone with a customer, several clerks … (work, busily) at their desks, and two managers … (discuss, quietly) methods to improve customer service.

Learn the given phrasal verbs about money. Use them in sentences of your own.

Spending Money

to lay out - to spend money, especially a large amount;

Form names of nationalities from the given countries and empires.

1) Rome, 2) Greece, 3) Babylon, 4) China, 5) Egypt, 6) Italy, 7) England, 8) Germany, 9) Spain, 10) Japan.

_________________

Pre-reading task:

Think and discuss.

·Do you know anything about online banking?

·What are advantages and disadvantages of it?

·Do you have any experience using this type of banking?

Read the text and make up a list of advantages and disadvantages of online banking.

Text B

Online Banking

With the increasing popularity of the Internet, more and more industries are seeking ways to use this popular medium in an effort to keep up with the changing technological preferences of their customers. These days you can do just about anything online from shopping to making a free phone call to a friend in Tokyo through your PC. The possibilities of the Internet are endless. While most people have at least heard of online banking, the majority of them have probably not tried it yet. Maybe it's because we find more comfort in working with real people and real paper when it comes to money matters rather than performing transactions in the impersonal universe of the World Wide Web. Whatever, there are both advantages and disadvantages of online banking.

First, online banking is convenient. It allows you to perform transactions, pay bills and check balances 24 hours a day, 7 days a week. No matter where you are in the country or in the world, you can visit your online bank and handle money matters.

Second, online banking is fast, efficient and effective. Through the Internet, transactions are typically performed and executed at a faster rate than ATM's. In addition, online banks give you the ability to handle several bank accounts (checking, savings etc.) from one site. The majority of banking sites are also compatible with programs like Quicken and Microsoft Money, so as to allow for more effective management of assets. Just as with anything else, there are disadvantages of online banking. The main issue for most people is that of trust. They may wonder if their transaction went through successfully or if they clicked on the correct button. The best way to overcome this uneasiness is to print the transaction receipt.

Online banking sites can also take a while to start up and can be difficult to learn at first. Some banks require customers to provide some form of photo identification. In addition to all of this, it may take a while to learn how to use your banking site. Most if not all banks will offer an online banking tutorial. Some even offer live customer support for online banking via chat, email, or phone. Thus, online banking has both advantages and disadvantages. It simplifies life for some people. For others it may be a little difficult in usage. More and more banks are offering online banking as a viable option for their customers.

Notes: Quicken –the program which makes it easy to manage your spending Microsoft Money – the program to let users view bank account balances and create budgets

Не нашли, что искали? Воспользуйтесь поиском: